The Annual Forage (AF) insurance plan is designed to meet the needs of producers planting annual forage crops for use such as livestock feed or fodder. AF intended uses include but are not limited to grazing, haying, grazing/haying, grain/grazing, green chop, grazing/green chop, silage, or earlage. Premiums are not valued by the intended use.

AF is based on rainfall index data provided by the National Oceanic and Atmospheric Administration (NOAA) Climate Prediction Center. With AF, producers are able to insure annual forage production value by dividing their liability across a series of two-month intervals and insuring based on the Expected Grid Index representing the average precipitation data for the Grid ID.  Each grid has a historic precipitation index calculated for it for each of the two month intervals dating back to 1948.  The policy is designed to insure both irrigated and non-irrigated acres.

The availability map indicates where approval has been given by the SDOI for providing this particular product. While states indicate approval, not all crops or counties will be eligible. Please consult with your Silveus agent regarding the availability of this product for your particular crop and county combination.

Please note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us by you. All coverages are subject to the terms, conditions, and exclusions of the actual policy issued. Not all policies or coverages may be available in every state.